For a short time we are offering members a great low rate on a new car loan and waiving the establishment fee. Now is the time to take advantage of the sales enabling you to squeeze the dealership for more than a free set of mats.

Our loans team can usually give you an answer within 24 hours of receiving your application. The usual lending terms and conditions apply. Pulse CU strictly adheres to The Responsible Lending Code of Conduct.

Pulse Credit Union’s One-Stop-Car-Shop

Are you looking to buy a new or used car? We can help by offering you a range of competitive car loans to help get you on the road faster.

Some great benefits of Car Finance Loan options with Pulse Credit Union's Personalised service

  • No ongoing fees
  • No extra repayment fee
  • Flexible repayment options
  • Free internet & telephone banking
  • Optional cover to protect you in the event of sickness accident, or unemployment

A couple of simple steps toward buying a car and to help you drive away faster:

Step 1. Finance
  • Have the confidence of knowing your finance is in place before you commit to buy.
  • Pre-approve your loan and search with confidence.
No car age limit applies - PLUS - Borrow up to 100% of the car’s value.

Step 2. Find
  • Car Search Brokers Australia Pty Ltd will find your dream car absolutely free of obligation or charge
  • Any make any model, new and used from $10,000
  • Save time, money and buy with confidence

Step 3. Insure
  • With QBE insurance - competitive rates and reliable claims service
  • Monthly payments available at no extra cost
Click here to find out more

Handy loan tips & tools
Home Equity vs. New Car Loan

Extending your mortgage through the use of a home equity loan has become a popular way to obtain finance for car purchases.

As a general rule of thumb, the term of a loan should not exceed the life of the asset being purchased.

We can tailor a Home Equity Loan, independent of your home loan, and at the same low rate of interest as your home loan. This way, your car finance will be repaid over the expected life of the car or other term to suit your needs.

We want you to be well informed about the product you choose - that it meets your needs and expectations now and in the future. Call our Loans Office staff to discuss your options.

Before you go looking for your new car, talk to our Loans Office staff about a Car Finance Loan or Home Equity Loan pre-approval options.

Having a pre-approved loan enables you to go find your new car with confidence. Your pre-approval advice will remain valid for 60 days.

Once you have found your new car, there’s no need to start looking for finance, we will hold your application and commence work on the finances on a simple phone call from you.

You’ll be amazed how competitive the interest rates are at Pulse Credit Union.

Click here to review the current interest rates.

You know that you should have insurance for your home, car and other assets – but what about your loan?

Click here to find out more.