Home Loans

Pulse Credit Union offers you a wide range of flexible, variable and fixed interest rate home and investment loans to your budget and lifestyle.

So whether you are looking to …

  • Build or buy a new home
  • Extend or renovate your home
  • Buy an investment property
  • Buy a holiday home
  • Refinance your existing loan
  • Bridge finance between sales

… we make the whole process of buying and financing property as simple and worry-free as possible.

Contact PulseCredit Union Loans Office on 03 9288 3706 or email us your enquiry today to find the best home & investment options to suit your budget and lifestyle.


Your Home and Investment Loan Options
Home & Investment Loans and Equity Overdrafts

The Home and Investment loan package is ideal for those wanting to purchase or build their new home or investment property or to finance extensions or renovations.

  • Full interest offset available at no cost
Fixed Interest Rate Option Fixed interest rate residential or investment property loan available for an agreed fixed term of up to five years and renewable.
Interest Only Option

An interest only residential or investment property loan available for an agreed fixed term to a maximum of five years and renewable.

Ideal for those wanting to use the security of their own home or investment property for any worthwhile purpose. For example: investment property purchase, construction, extensions/renovations; purchase of shares or asset investment.

  • Full interest offset available at no cost

Don’t miss out on our great home or investment loans – apply today!

It’s easy to apply for a home or investment loan at the Pulse Credit Union – simply download the form at the top of the page, complete and return to us.


Handy home loan and investment loan tips & tools

Before you plan to go to auction or even looking for your new home, talk to our Loans Office staff about a home loan pre-approval. You can work out how much you can borrow based upon your income and the expected price range and location before you start looking. Your pre-approval advice will remain valid for 60 days.

Once you have found your new home of your dreams, there’s no need to start looking for finance, we will hold your application and commence work on the finances on a simple phone call from you.

The decision of which type of interest rate suits you can be one of the most difficult choices to make when financing your new home or investment. Click here for some tips that may assist with your choice of selecting a fixed or variable loan.

Even better, contact the Loans Office to discuss your options to ensure you make an informed decision. Simply ring during office hours on 03 9288 3706 or email us your enquiry today.

You’ll be amazed how competitive the interest rates are at Pulse Credit Union.

Click here to review the current interest rates.

You know that you should have insurance for your home, car and other assets – but what about your loan?

Click here to find out more.