Open Banking


What is Open Banking?

Open Banking is part of the Consumer Data Right, which gives individuals and businesses access to information about goods and services on offer to them.


Open Banking APIs

Pulse Credit Union’s Open Banking Product APIs allow third parties to retrieve information about our products which we currently offer our members.

These APIs are designed and documented to support the Australian Consumer Data Standards and cover our following products:

  • Transaction Accounts
  • Savings Accounts
  • Term Deposits
  • Overdrafts
  • Personal Loans
  • Mortgages

  • How Do Open Banking APIs Work?

Pulse’s APIs are developed in accordance with the Consumer Data Standards.

The request for our APIs must be a HTTP Get request to the relevant product API endpoint.

The mandatory parameters defined in the specifications must be included, at a minimum, with URLs and links to specifications given under each API section noted below.

Our Product Reference Data APIs are publically available and do not require authentication.

The response received will be in the format defined by the Consumer Data Standards.


View Our Open Banking Product Data

Retrieve a list of Pulse Credit Union products which we currently offer our members.

To learn more about the API Specifications for Open Banking Product APIs, go to the Consumer Data Standards Australia website.
https://consumerdatastandardsaustralia.github.io/standards/#get-products

Pulse Credit Union Get Products API URL:
https://public.cdr-api.pulsecredit.com.au/cds-au/v1/banking/products


View Our Product Data

You can retrieve detailed information about a specific Pulse Credit Union product on offer.

Learn more about the API Specifications for our Product Details API at the Consumer Data Standards Australia website.
https://consumerdatastandardsaustralia.github.io/standards/#get-product-detail

Pulse Credit Union Get Product Details API URL:
https://public.cdr-api.pulsecredit.com.au/cds-au/v1/banking/products/{productid}


Experiencing Problems?

If you are having any issues with our APIs please contact us on enquiries@pulsecredit.com.au