In making an Application for Membership, issue of Shares, provision of credit, establishment of a Deposit Account or other products and services offered by Pulse Credit Union, Pulse Credit Union will collect personal information about you. Pulse Credit Union will use the information collected about you for the purpose of the relevant application and the information collected will assist Pulse Credit Union to provide you with the product or service applied for.

Pulse Credit Union may also use personal information collected from you in order to tell you about other products and services.

Certain laws require us to collect certain information about you such as when you open a deposit account we are required to collect information from you to verify your identity.

Pulse Credit Union discloses information collected about you where it is required to do so under laws, such as taxation and government benefit laws and under the Cash Transaction Reporting Laws. Pulse Credit Union also discloses information about you to credit reporting agencies and mortgage insurers where applicable.

Pulse Credit Union may engage third party service providers to assist in the provision of products and services to you and may disclose personal information in confidence.

Pulse Credit Union has adopted and abides by the National Privacy Principles and the Credit Union Code of Practice.