MyCard – Your credit union MasterCard credit card.

Pulse Credit Union is pleased to offer a truly competitive credit card with flexible payment options and FREE access to a superior Rewards programme.

With a Pulse Credit Union MyCard, you will enjoy a whole range of outstanding benefits:

• Choice of Silver or Gold MasterCards – subject to criteria, your choice of a Gold or Silver MasterCard with an amazing introductory rate for the first 9 months.
• Up to 55 days Interest free – on all regular purchases
• Balance Transfer flexibility – we make it easy for you to transfer the balance on other credit cards to your new MyCard MasterCard account.
• Paylite Plan – Our Paylite plan allows you to fix repayments for large ticket items over 6, 12, 24 or 36 months and pay monthly instalments at our special Paylite interest rate.
• Purchase Cover – provides insurance for loss, theft or damage on almost all new purchases on your MyCard MasterCard within three months of purchase.
• Fraudshield – offers powerful protection against fraudulent use of your MyCard MasterCard. If we detect any irregular transactions on your account, we will call you immediately, even if you’re overseas.
• Delivery Guarantee – if a personal item is purchased using your MyCard and this item is never delivered, our delivery guarantee means you could be covered for up to $10,000.
• Free International Travel Insurance – automatically covers you and your family when you buy your travel tickets with your Gold MasterCard. Cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss or damage to personal items.
• Easy Account Management – with online banking and your choice of payment options including BPAY, Easy-Pay and Australia Post.
• Low Annual Membership fees – starting at $35 including a complimentary Additional Card for a family member or friend.

Please note that all of the above benefits are subject to Card Services Terms and Conditions. Complete Terms and Conditions are available upon application or by calling Card Services on 1300 135 538.

Rewards Programme. Below are just a few of the outstanding benefits from our Rewards programme:

• Points never expire while your card remains open
• 1 Rewards point for every dollar spent on purchases
• Take Flight – you can fly any airline, anywhere, anytime
• Fast Track – if you have insufficient points, a top up facility is available on some rewards
• Quarterly Rewards statements
• Bonus Partners – double your points with our wide range of bonus partners
• Blue Sky Rewards – the option to transfer points to Qantas Frequent Flyer (only available on the Gold MasterCard)

All rewards are subject to the Terms and Conditions of the Card Services Rewards Programme.

For further information on our MasterCard simply phone 1300 135 538, call into your nearest credit union branch or contact us by phone on 03 9347 9588.

Our credit card is offered by arrangement with Citibank Pty Ltd (88 004 325 080). Full details of terms and conditions applicable to the credit card, rewards programme and associated benefits are available on application.